ตัวช่วยจัดสรรสินทรัพย์

หกคำถาม หนึ่งการจัดสรรที่แนะนำ เส้นทางทบต้น 10 ปีที่บ่งชี้ภายใต้ผลตอบแทนที่คาดหวังของโปรไฟล์

Risk profile · 0/6

1. What is your investment horizon?

2. Imagine your portfolio drops 25% in a year. What would you do?

3. How would you rate your investing knowledge?

4. What share of your liquid net worth is going into this portfolio?

5. Which return / risk profile is most attractive?

6. Will you need any of this money in the next 12 months?

Answer all six questions to see your recommended allocation.

Asset allocation - how you split money across stocks, bonds, cash, and alternatives - explains the vast majority of portfolio variation. Studies suggest 80-90% of long-run return variation comes from allocation, not stock-picking. This wizard surveys your goals, horizon, and risk tolerance, then suggests a model portfolio plus a 10-year backtest.

ทุก Lab ตั้งอยู่บนพื้นฐานคณิตศาสตร์ตำรามาตรฐาน (Bodie / Kane / Marcus, Fabozzi, Tandelilin) Read the full methodology in the How It Works panel above.