Wizard Alokasi Aset

Contoh alokasi untuk lima tingkat risiko dan lintasan majemuk indikatif 10 tahun. Informasi umum, bukan rekomendasi untuk Anda.

Example allocations by risk level

General information only. These are textbook examples for each risk level, not a recommendation for you. They do not take your goals, finances or needs into account. Consider speaking with a licensed financial adviser before you invest.

Which band do your answers fall in? · 0/6

1. Apa horizon investasi Anda?

2. Bayangkan portofolio Anda turun 25% dalam setahun. Apa yang akan Anda lakukan?

3. Bagaimana Anda menilai pengetahuan investasi Anda?

4. Berapa porsi kekayaan likuid Anda yang masuk ke portofolio ini?

5. Profil return / risiko mana yang paling menarik?

6. Apakah Anda akan membutuhkan dana ini dalam 12 bulan ke depan?

Pick a risk level above to see an example allocation, or answer the six questions to see which band your answers fall in.

Asset allocation - how you split money across stocks, bonds, cash, and alternatives - explains the vast majority of portfolio variation. Studies suggest 80-90% of long-run return variation comes from allocation, not stock-picking. This wizard surveys your goals, horizon, and risk tolerance, then suggests a model portfolio plus a 10-year backtest.

Setiap Lab didasarkan pada matematika buku teks standar (Bodie / Kane / Marcus, Fabozzi, Tandelilin). Read the full methodology in the How It Works panel above.