Assetallocatie-wizard

Zes vragen, één aanbevolen allocatie. Indicatief samengesteld pad over 10 jaar op basis van het verwachte rendement van het profiel.

Example allocations by risk level

General information only. These are textbook examples for each risk level, not a recommendation for you. They do not take your goals, finances or needs into account. Consider speaking with a licensed financial adviser before you invest.

Which band do your answers fall in? · 0/6

1. Hoe lang is je beleggingshorizon?

2. Stel dat je portefeuille in één jaar met 25% daalt. Wat doe je?

3. Hoe schat je je beleggingskennis in?

4. Welk deel van je liquide vermogen gaat naar deze portefeuille?

5. Welk rendements-/risicoprofiel spreekt je het meest aan?

6. Heb je in de komende 12 maanden een deel van dit geld nodig?

Pick a risk level above to see an example allocation, or answer the six questions to see which band your answers fall in.

Asset allocation - how you split money across stocks, bonds, cash, and alternatives - explains the vast majority of portfolio variation. Studies suggest 80-90% of long-run return variation comes from allocation, not stock-picking. This wizard surveys your goals, horizon, and risk tolerance, then suggests a model portfolio plus a 10-year backtest.

Elk lab is gebaseerd op standaard studieboekwiskunde (Bodie / Kane / Marcus, Fabozzi, Tandelilin). Read the full methodology in the How It Works panel above.